Income, debts, and credit signals
What is your approximate monthly income? *
Pick the bucket your actual current monthly figure falls into — we'll verify with exact numbers in later steps.
Under $3,000 $3,000 to $5,000 $5,000 to $7,500 $7,500 to $10,000 $10,000 to $15,000 $15,000+
Do you have any open credit lines? (car payment, credit cards, student loans, etc.) Total monthly payments? *
Pick the bucket your actual current monthly figure falls into — we'll verify with exact numbers in later steps.
None Under $500 $500 to $1,000 $1,000 to $2,000 $2,000 to $3,500 $3,500+
Are there any outstanding liens or judgments that would appear on your credit? *
No Yes
Are you currently in foreclosure or forbearance? *
No Currently in foreclosure Currently in forbearance In the past (please explain)
Do all borrowers (you + co-borrower if any) have an SSN or ITIN? *
Why we ask
Federal lending rules require a tax ID for every borrower on the loan. ITIN works the same as an SSN for qualification.
Yes, SSN Yes, ITIN No Not sure
What range is your credit score most likely in? *
Why we ask
An estimated band lets us sample loan-term math with a fair starting rate. This is informational only — we don't pull credit at this step. You can refine the number later if you'd like.
740+ (Excellent) 700 to 739 (Good) 660 to 699 (Fair) 620 to 659 (Below avg) Under 620 (Poor) Not sure